Replacing your roof is one of the biggest investments you’ll make in your property, whether you’re a homeowner or managing a commercial building. And while the process may seem straightforward, it often raises a few important questions before work even begins.
One of the most common? Do I need a permit for roof replacement?
In this blog, we’ll answer that and three other frequently asked roof replacement questions, so you can move forward with confidence, clarity, and the right contractor by your side.
1. Do I Need a Permit to Replace My Roof?
Yes. In most cases, a permit is required for roof replacement in Colorado. Whether you’re replacing a residential shingle roof or a commercial flat roof system, local building departments typically require permits to ensure the work complies with safety codes and zoning regulations.
Why roofing permits matter:
- They ensure the job meets structural and safety standards
- They provide a record of work for resale or insurance
- They allow the city or county to inspect the work if needed
- They help verify that your roofing contractor is licensed and insured
At Reliable Roofing, we handle all permitting requirements for you. As a licensed and insured contractor serving Westminster, Broomfield, and the greater Front Range, we make sure every project is code-compliant so you don’t have to worry about paperwork or inspections. Beware of contractors who skip permits to cut corners. This can lead to fines, failed inspections, or problems when selling your home or renewing insurance.
2. How Long Does a Roof Replacement Take?
The length of time for a roof replacement depends on a few factors, including:
- The size and complexity of the roof
- The type of roofing materials used
- Weather conditions
- The number of layers to remove
- Residential vs. commercial property
General timelines:
- Residential asphalt shingle roof: 1–3 days
- Commercial flat roof (TPO, EPDM, etc.): 3–10 days, depending on size and system
- Metal or specialty roofing: May take up to 1–2 weeks
Reliable Roofing works efficiently while maintaining the highest standards for quality and safety. We’ll provide a clear project timeline upfront and keep you updated every step of the way.
3. What Roofing Materials Should I Choose?
There’s no one-size-fits-all answer. The best roofing material for your property depends on several factors, including your budget, property type, local climate, and desired lifespan.
Here’s a quick comparison of common roofing materials we install in Colorado:
Asphalt Shingles
- Most popular choice for homes
- Cost-effective, widely available
- Lifespan: 20–30 years
- Good hail resistance when impact-rated options are used
Metal Roofing
- Durable and energy-efficient
- Lifespan: 40–70 years
- Ideal for sloped residential and commercial buildings
- May cost more upfront but requires less long-term maintenance
TPO (Thermoplastic Polyolefin)
- Excellent for flat commercial roofs
- Highly reflective and energy-efficient
- Lifespan: 20–30 years
EPDM (Rubber Roofing)
- Affordable and flexible
- Great for large commercial spaces
- Lifespan: 20–25 years
Modified Bitumen
- Ideal for low-slope commercial applications
- Resists foot traffic and severe weather
- Multi-layered for extra protection
Our team will help you choose the right system for your structure, whether that’s a traditional residential roof or a large-scale commercial application.
4. Will Insurance Cover My Roof Replacement?
It depends. If your roof replacement is needed due to sudden damage, such as hail, wind, or a fallen tree, your homeowners or commercial property insurance policy may cover it. However, if your roof is simply old or worn out from normal aging, replacement costs typically fall on the property owner.
Here’s how we help at Reliable Roofing:
- We offer free storm damage inspections
- We provide thorough documentation and photos
- We work with your insurance adjuster directly
- We explain your options clearly and without pressure
If you’re not sure whether your roof damage qualifies for a claim, our team is happy to assess and walk you through the process. The sooner you act after a storm, the more likely you are to get the coverage you deserve. Most insurance policies have deadlines for reporting roof damage, so don’t wait too long after a storm to get an inspection.
What Happens If I Delay Roof Replacement?
If you’re putting off a roof replacement due to time, cost, or uncertainty, it’s important to know what risks you may be taking on:
- Leaks and interior damage
- Mold growth and insulation damage
- Structural weakening of decking and rafters
- Higher energy bills due to poor insulation
- Potential loss of insurance coverage
In many cases, delaying replacement ends up being more expensive in the long run. A proactive approach keeps your property protected and can improve property value, tenant retention, and peace of mind.
Your Roof Replacement Partner in Colorado
At Reliable Roofing & Restoration Inc., we’ve been helping homeowners and business owners navigate roof replacements since 1997. From permits to insurance to installation, we provide full-service support with honest recommendations and skilled workmanship.
- Fully licensed and insured in Colorado
- Free inspections and detailed estimates
- Expert guidance on roofing materials and systems
- Permit coordination handled start to finish
- Local team with 25+ years of experience
We proudly serve Westminster, Broomfield, Arvada, and surrounding Front Range communities with high-quality roofing solutions built to last.
Ready to Replace Your Roof?
Whether you’re upgrading an aging system or responding to storm damage, replacing your roof doesn’t have to be stressful. Let Reliable Roofing help you through every step, from permitting to completion, with professionalism, clear communication, and no high-pressure sales tactics.
We’ll inspect your current roof, walk you through your options, and answer every question along the way. Call now or fill out our contact form to get started with a contractor you can trust.